Every system you own today processes transactions. None of them learns. SENSE reads the file,
does the work, explains its reasoning, and gets sharper with every decision it supports.
The intelligence it builds belongs to you, not to a vendor.
Deploy once, run everywhere. SENSE works across underwriting, claims, and reinsurance on a single foundation. What it learns in one function informs the others. A claims pattern reaches the underwriter who priced the risk.
Simple enterprise onboarding. Cuts enterprise IT complexity, gives your people one unified Intelligent Platform, and your organization it's own Enterprise AI platform.
Ingestion, clearance, and triage. Risk modeling and modeling automation. Decision intelligence. Pricing, quoting, and referral. Collaboration and communication.
Emails, adjuster and incident reports, bills, letters, and FNOLs. Continuous monitoring of documents and communication. Triage and coverage validation. Calculations and system updates. Recommended actions. Payment validation and leakage monitoring. TPA monitoring.
Facultative underwriting. Treaty, contract, Bordereaux: intake, reconciliation and validation. Claims intake and reconciliation.
SHARED FOUNDATION
Document ingestion
Enterprise business rules
Security and Authentication
Workflow and Configuration
Personalization
Internal and external data services
Start with the work. Build toward institutional judgment.
SENSE becomes more YOURS as your teams use it
STAGE 01
SENSE reads complex documents, assembles context, prepares analysis, drafts the write-up, runs the models, and flags items that need attention. Your team spends less time collecting and formatting information, and more time on the judgment that requires experience.
STAGE 02
SENSE helps surface patterns across comparable accounts, prior decisions, and portfolio behavior. It can bring relevant evidence and questions forward, so you can examine technical price adequacy, appetite, referral thresholds, or account history with context.
STAGE 03
Becomes your accumulated judgment, institutionalized. It brings new underwriters up to speed, keeps the expertise of retiring veterans inside the company, makes proven approaches easier to find, and helps leaders monitor adherence to their own underwriting or claims discipline. The expertise remains visible to the people who are accountable for it.
Your people stay in charge. They set how much SENSE does, how conservative or aggressive, and can dig into any level of detail, and take the work back at any point.
Three learning loops, running continuously, on your book.
LOOP 01
the questions they ask, the sources they rely on, the analysis they perform, and the judgment they record. That makes proven approaches easier to revisit and share without flattening individual expertise.
LOOP 02
Learns from every risk, submission or claim processed: the decision, the outcome, broker behavior and feedback, and the factors that actually drive winnability.
LOOP 03
Learns from the state of the current portfolio: emerging market patterns, product and program performance, and post-bind loss activity.
WHAT IT ENABLES
Becomes a true Institutionalized store of intelligence and expertise. Helps you calibrate to different underwriting styles instead of forcing one. Detect portfolio drift from guidelines early. Flag deviations from the approaches that have historically worked.
PROCESS-CENTRIC MODEL
SENSE : A SYSTEM OF INTELLIGENCE
Fixed steps and static rules
Goals, context, and enterprise judgment guide the work
A separate tool for each stage of the file
One connected experience for analysis, action, and communication
Knowledge remains in individual teams or vendors
Decisions contribute to an intelligence asset your enterprise owns
Change means another configuration project
Learning can inform the next comparable decision, within your controls
TODAY
Static rules that never adapt to how your team actually works. Every submission, every user, the same screens in the same order. You pay every month and own nothing when you stop. The AI bolted onto it is the same document ingestion everyone else is buying.
TODAY
Built to be operated by people, not to run on its own. Costly, complex, and resistant to change. People make mistakes, staff turn over, and the knowledge leaves
with them.
SENSE
Learns your underwriting and claims judgment, not a generic version of it. Guides your underwriters and adjusters the way a trained colleague would. Your people act on what it flags, or reason through it with the system in as much detail as they want. Every decision makes it sharper and it stays yours.
BOTH
REPLACED
01
slip and treaty extraction, submission summaries, bordereaux digests
02
interpreting CAT model output, price adequacy scores, cedent risk profiling
03
underwriting decisions, renewal recommendations, allocation, retention versus cede
04
treaty wording Q&A, cedent submission chat, underwriter support, peer collaboration
05
treaty review, submission triage to quote, claims intake to payment, post-bind servicing
Insurance decisions carry regulatory, reputational and financial consequence. Our architecture understands that.
The best model for each task, chosen task by task, and swapped as the field moves. No re-architecture required when something better arrives.
Deterministic components — rules, checks, thresholds — orchestrated together with probabilistic ones. Your workflow is defined first. Fallbacks and guardrails at every handoff.
Grounded in insurance knowledge and in your specific guidelines, with validation rules that stop non-compliant output before it moves downstream.
Confidence scores on every output. Answers grounded in the source document, with the page cited. Human review at high-stakes decision points. A full audit trail at every step.
Figures are from live client deployments; no carrier is named.
10–14 weeks
from start to live, not multi-year programs
99%+
accuracy held to SLA, with human review at the points that matter
8,000+ locations
on a single property submission, processed end to end
Under 5 minutes
of underwriter time on a $50M TIV account
90%+
accuracy on treaty bordereaux, invoices, and contracts
95%+
accuracy on property claims intake, triage, and assessment
20+ roles
of effort removed by automated CAT modeling, with days cut from quote turnaround
Not point solutions. One platform across the functional footprint of a large carrier or reinsurer.
Data and insight that connect and correlate across underwriting, claims, and reinsurance instead of stopping at the department line.
Built specifically for commercial and specialty risk, by people who have spent their careers in it.
Live in weeks, not years. Fast enough to matter, built to last.
Always optimizing for accuracy and performance, never locked to one vendor's model.
Confidence scores, source-grounded answers, human review on high-stakes calls, and full auditability.
Sense what I need to review. Guide me there.
Sense the work that doesn't need me. Just do it.
Sense the best possible outcome. Recommend it.
Sense how I decide. Learn it, and adapt.
Talk to us about what a first deployment looks like on your book, in your functions, with your guidelines.
